Easy, affordable healthcare for SMEs
A collective savings fund to look after your team's health.
A network of leading providers
Traditional health insurance doesn't work for smaller companies
A small number of employees makes you volatile: one-off claims can trigger price hikes.
Insurers hold all the data and the power. There is no transparency about how your money is used.
Your size means limited bargaining power. No-one is in your corner.
Mosaic takes health cover off-grid
You join a collective of companies.
Together, you deposit into a shared fund, ringfenced for healthcare.
The fund is yours, not ours. There to serve your team's needs.
Nothing else. No shenanigans.
The most cost-effective approach
As a smaller business, every penny counts.
We offer the best possible value-for-money.
80% guaranteed for healthcare
It's shocking how little of a health insurance premium can end up on healthcare. We ringfence your money so that doesn't happen.
Tax efficient. It's not insurance
Mosaic is self-financing. No insurer means no Insurance Premium Tax. All you pay is VAT on our service fee.
20% of 20% = 4% tax.
No service fee for 6 months
We won't take our service fee until you have felt the benefit. For 6 months, every penny goes into the fund.
Access what you need, without the faff
Pay with your Mosaic Mastercard.
Simple, seamless and effective.
Access benefits straight through the app
Early intervention for better outcomes
Online to real world
as you need it
In-person appointments at your fingertips
Simple, seamless and effective
Simple to set up and manage
You're used to SaaS. Why are employee benefits so different?
Join Mosaic flexibly and fast.
No minimum contract.
We ask for 3 months' up-front as an initial contribution. We then bring you online and welcome you to the fund.
Add and remove members in 3 clicks.
Your team is changing all the time. We make it simple to check in and keep up-to-date with your plan.
Everything is transparent and fair
We'll manage the fund in your best interests
Anything left in the fund is there for you to use following year.
Or redistributed back into society.
It's up to you.
The #1 rated employee benefit
You're in constant competition for talent, and keeping hold of your people is key.
Health cover is more than just a perk for your employees.
It offers peace-of-mind when you're well and intervention when you're not.